Secure by design
Consent-led collections and a more structured workflow help reduce operational risk and fraud exposure.
Recurring payments, made reliable
Simple, secure payment collections for modern service businesses.
eMakato gives service providers and financial institutions a shared digital workflow for consent, collections, reconciliation, and customer visibility.
Structured consent and mandate management
Better collection control for operational teams
Clearer visibility for institutions and customers
Platform overview
Secure workflow
Digital-first
Move from manual collection to a structured workflow
Transparent
Improve visibility for providers, banks, and customers
Trusted
Reduce errors, fraud risk, and collection friction
Designed by practitioners with experience in payments, financial services, and digital operations.
About eMakato
A platform built to modernize recurring payment collection.
eMakato helps organizations replace fragmented manual collection processes with a secure, customer-friendly digital experience that strengthens control and improves operational efficiency.
Smoother collections
Automate recurring payments and reduce the delays, gaps, and errors common in manual collection models.
Better visibility
Give providers, financial institutions, and customers a clearer picture of payment status and progress.
How it works
One connected workflow across the collection journey.
The platform brings together customer consent, payment instructions, and collection execution in a clearer, more coordinated operating model.
Create and manage mandates
Capture the payment mandate and organize the collection relationship in a structured digital process.
Confirm customer consent
Keep the customer at the center with a transparent consent mechanism that builds confidence and accountability.
Execute recurring collections
Share instructions with participating institutions and execute recurring collections more consistently.
Track outcomes and reconcile
Monitor collection progress, reduce manual follow-up, and improve visibility across the full lifecycle.
Who benefits
Built for customers, service providers, and financial institutions.
Customers
Enjoy a simpler payment experience with more predictability, transparency, and trust.
- Clear consent-led payment process
- Less friction around recurring payments
- Better confidence in collection records
Service providers
Lower collection costs and improve operating control with a more efficient digital workflow.
- Reduced manual work and collection errors
- Improved collection visibility
- Stronger security and reconciliation support
Financial institutions
Support digital account and payment workflows with clearer execution and customer visibility.
- Structured instruction handling
- Better coordination with providers
- Improved trust in the payment process
Services
A practical service offering around recurring collections.
eMakato supports institutions with the core building blocks needed to move from manual payment follow-up to a more structured recurring collection model.
DirectDebit
Support recurring payment collection with a more structured, reliable, and transparent debit workflow.
- Recurring collection workflow
- Consent-led debit processing
- Better control over collection operations
eMalipo
Enable a smoother digital payment experience for institutions that need customer-friendly collection and payment handling.
- Digital payment collection support
- Improved customer payment experience
- Better visibility across payment activity
Integration
Enable service providers to integrate with the DirectDebit and eMalipo APIs for a more connected payment workflow.
- API connectivity for service providers
- Integration with DirectDebit and eMalipo workflows
- Support for more connected digital operations
Partners
Trusted across the payments ecosystem.
eMakato works alongside established organizations to support a more reliable and connected recurring payment experience.
Let’s talk
Ready to modernize recurring payment collection for your institution?
We work with service providers and financial institutions to understand operational needs, customer journeys, and the right path to a more reliable digital collection model.
Discuss your collection workflow
Explore DirectDebit, eMalipo, and integration options
Get guidance on rollout and implementation
Start the conversation
Tell us about your organization and we’ll guide you to the most relevant solution path.